我個仔4 個月時都有水啷, 睇私家& 在st. teresa perform operation. no insurance, nearly cost $20+K :( ... no insurance covered! :( . since my son has another thing in Kwong Wah, but I don't want to book appointment there since there's no Paediatric Surgury and it may wait long long time (to my understanding, only princess margaret, union, wales & queen mary have Paed. Surgury). Other hospital will be performed by normal surgury doctor (i think Paed. surgury doctor is more specific than normal surgury as they also performed operation with adult but not little baby!)