幾年前我透過 Hang Seng Bank 買有保險性質的儲 $$ plan, 月供 ?K, 供5年，第10年取回，我在冇問老公下偷偷地做(I'm a housewife)， 10 years later 會取回 一筆(大約 HK$???K)，現巳進入第六年，唔駛供ｏ 但老公知後話我蠢(因供緊時股市好好)，但現在冇野講了ｏ 我覺得幾好，又穩陣又保本。
Sorry, I'm not at home so that i cannot type Chinese.
I put mthly savings of HK$5K every month for 5 years. Then, all the savings can be taken out in the year 10th. ie. the first instalment was initialized in Feb 2004, then your last instalment is in Jan 2009. Then, u can take out all your money with interest in 2014. The staff of Hang Seng Bank said before the finicail crisis, the annual return is around 5%(from 2003 to 2008). But now, it's about 2-3%. It depends on the condition of the economy. Finally, I expect i will get about HK$350K to HK$390K.
今日我係 Hang Seng Bank 做了一份月供 $5,300 的儲蓄計劃, 供3年, 第8年可取錢，係保本，現在係4厘, 在第8年可以一筆取 or 取一部份, remaining 在 Hang Seng 的d息照計(ie 份單的息.....), 都幾好, 我偷偷地做冇比老公知.........我唔知自己有冇做錯????
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